# James Lawson

> James Lawson is a fee-only financial advisor at Heritage Financial Network in Concord, Massachusetts. James focuses on small business owners, founders (pre-exit) and retirement planning. Heritage Financial Network reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/james-lawson/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Heritage Financial Network
- **Based in:** Concord, Massachusetts
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $85M across 37 accounts
- **Specialties:** Small business owners, Founders (pre-exit), Retirement planning, Estate & legacy planning, Tax planning
- **Works with:** Founders, Retirees
- **CRD:** 4722084 (https://adviserinfo.sec.gov/individual/summary/4722084)
- **SEC registration:** Investment adviser representative in MA
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.heritagefinancialnetworks.com

## Frequently asked questions

### Is James Lawson a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Heritage Financial Network reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does James charge for financial advice?

James's firm, Heritage Financial Network, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is James Lawson based?

James Lawson is based in Concord, Massachusetts.

### What does James specialize in?

James's specialties include small business owners, founders (pre-exit), retirement planning, estate & legacy planning and tax planning. James works with founders and retirees.

### Is James Lawson registered with the SEC?

Yes. James Lawson is registered as an investment adviser representative in MA (CRD 4722084), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Heritage Financial Network manage?

Heritage Financial Network reports $85M across 37 accounts in assets under management.

### How do I contact James Lawson?

Through James's website, www.heritagefinancialnetworks.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4722084): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.heritagefinancialnetworks.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.