# James Kennedy

> James Kennedy is a fee-only financial advisor at Safe Harbor Financial Planning & Investment Advisory in Statesboro, Georgia, who holds the CFP credential. Safe Harbor Financial Planning & Investment Advisory reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/james-kennedy/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Safe Harbor Financial Planning & Investment Advisory
- **Based in:** Statesboro, Georgia
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $61.9M across 190 accounts
- **Credentials:** CFP
- **CRD:** 5725486 (https://adviserinfo.sec.gov/individual/summary/5725486)
- **SEC registration:** Investment adviser representative in GA
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://safeharborfp.com

## Frequently asked questions

### Is James Kennedy a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Safe Harbor Financial Planning & Investment Advisory reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does James charge for financial advice?

James's firm, Safe Harbor Financial Planning & Investment Advisory, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is James Kennedy based?

James Kennedy is based in Statesboro, Georgia.

### What credentials does James Kennedy hold?

James Kennedy holds the CFP credential.

### Is James Kennedy registered with the SEC?

Yes. James Kennedy is registered as an investment adviser representative in GA (CRD 5725486), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Safe Harbor Financial Planning & Investment Advisory manage?

Safe Harbor Financial Planning & Investment Advisory reports $61.9M across 190 accounts in assets under management.

### How do I contact James Kennedy?

Through James's website, safeharborfp.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5725486): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://safeharborfp.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.