# James Karnes

> James Karnes is a fee-only financial advisor at Texas Asset Management in Lakeway, Texas, who holds the PFS credential. James charges a percentage of assets.

Page: https://find.wellspent.co/advisors/james-karnes/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Texas Asset Management
- **Based in:** Lakeway, Texas
- **Fee model:** Percentage of assets
- **Assets under management (firm):** $64.6M across 106 accounts
- **Credentials:** PFS
- **CRD:** 4449938 (https://adviserinfo.sec.gov/individual/summary/4449938)
- **SEC registration:** Investment adviser representative in TX
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://www.texasasset.com

## Frequently asked questions

### Is James Karnes a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Texas Asset Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does James charge for financial advice?

James charges a percentage of assets.

### Where is James Karnes based?

James Karnes is based in Lakeway, Texas.

### What credentials does James Karnes hold?

James Karnes holds the PFS credential.

### Is James Karnes registered with the SEC?

Yes. James Karnes is registered as an investment adviser representative in TX (CRD 4449938), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Texas Asset Management manage?

Texas Asset Management reports $64.6M across 106 accounts in assets under management.

### How do I contact James Karnes?

Through James's website, www.texasasset.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4449938): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://texasasset.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.