# James Holtzman

> James Holtzman is a fee-only financial advisor at Legend Financial Advisors, Inc. in Pittsburgh, Pennsylvania, who holds the CFP and CPA credentials. James charges a percentage of assets (0.9% a year on the first tier of assets managed).

Page: https://find.wellspent.co/advisors/james-holtzman/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Legend Financial Advisors, Inc.
- **Based in:** Pittsburgh, Pennsylvania
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 0.9% a year on the first tier of assets managed
- **Assets under management (firm):** $389.9M across 219 accounts
- **Credentials:** CFP, CPA
- **Works with:** Physicians, Retirees, Pre-retirees, Founders, Tech employees, Executives, Divorced individuals
- **CRD:** 4292875 (https://adviserinfo.sec.gov/individual/summary/4292875)
- **SEC registration:** Investment adviser representative in PA, TX
- **Exams passed:** Series 66 (2001)
- **Firm size:** 11 employees
- **Disclosures:** None reported
- **Website:** http://legend-financial.com

## Frequently asked questions

### Is James Holtzman a fee-only financial advisor?

Yes. James Holtzman is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by James's firm.

### How does James charge for financial advice?

James charges a percentage of assets.

### How much does James charge?

According to Legend Financial Advisors, Inc.'s website, checked October 28, 2026: 0.9% a year on the first tier of assets managed.

### Where is James Holtzman based?

James Holtzman is based in Pittsburgh, Pennsylvania.

### What credentials does James Holtzman hold?

James Holtzman holds the CFP and CPA credentials.

### Is James Holtzman registered with the SEC?

Yes. James Holtzman is registered as an investment adviser representative in PA and TX (CRD 4292875), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Legend Financial Advisors, Inc. manage?

Legend Financial Advisors, Inc. reports $389.9M across 219 accounts in assets under management.

### How do I contact James Holtzman?

Through James's website, legend-financial.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/1335): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.legend-financial.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.