# James Holmes

> James Holmes is a fee-only financial advisor at Three Magnolias Financial Advisors in Winston Salem, North Carolina. Three Magnolias Financial Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/james-holmes/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Three Magnolias Financial Advisors
- **Based in:** Winston Salem, North Carolina
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $487.1M across 1,632 accounts
- **CRD:** 2174697 (https://adviserinfo.sec.gov/individual/summary/2174697)
- **SEC registration:** Investment adviser representative in NC
- **Exams passed:** Series 63 (1991), Series 65 (1993)
- **Firm size:** 7 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** https://www.threemagnoliasfinancialadvisors.com

## Frequently asked questions

### Is James Holmes a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Three Magnolias Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does James charge for financial advice?

James's firm, Three Magnolias Financial Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is James Holmes based?

James Holmes is based in Winston Salem, North Carolina.

### Is James Holmes registered with the SEC?

Yes. James Holmes is registered as an investment adviser representative in NC (CRD 2174697), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Three Magnolias Financial Advisors manage?

Three Magnolias Financial Advisors reports $487.1M across 1,632 accounts in assets under management.

### How do I contact James Holmes?

Through James's website, www.threemagnoliasfinancialadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2174697): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.