# James Hargrave

> James Hargrave is a fee-only financial advisor at Pillar Financial Planning in Raymore, Missouri, who holds the CFP credential. James charges hourly fees, a flat fee or retainer, an ongoing planning fee, a percentage of assets and a one-time planning fee (ongoing planning from $3,000 a year and one-time plans from $4,000) and focuses on physicians & residents, small business owners and tax planning.

Page: https://find.wellspent.co/advisors/james-hargrave/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Pillar Financial Planning
- **Based in:** Raymore, Missouri
- **Fee model:** Hourly; Flat fee or retainer; Ongoing planning fee; Percentage of assets; One-time planning fee
- **Fees (firm's website):** ongoing planning from $3,000 a year; one-time plans from $4,000; $250 an hour; 0.9% a year on the first tier of assets managed; no asset minimum
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $736K across 15 accounts
- **Credentials:** CFP
- **Specialties:** Physicians & residents, Small business owners, Tax planning, Retirement planning, Flat-fee planning
- **Works with:** Physicians, Founders
- **CRD:** 6199084 (https://adviserinfo.sec.gov/individual/summary/6199084)
- **SEC registration:** Investment adviser representative in LA, MO
- **Exams passed:** Series 63 (2013)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.pillarfinancialplanning.net/

## Frequently asked questions

### Is James Hargrave a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Pillar Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does James charge for financial advice?

James charges hourly fees, a flat fee or retainer, an ongoing planning fee, a percentage of assets and a one-time planning fee.

### How much does James charge?

According to Pillar Financial Planning's website, checked October 30, 2026: ongoing planning from $3,000 a year; one-time plans from $4,000; $250 an hour; 0.9% a year on the first tier of assets managed; no asset minimum.

### Does James work with clients virtually?

Yes. Pillar Financial Planning says on its website that it works with clients remotely.

### Where is James Hargrave based?

James Hargrave is based in Raymore, Missouri.

### What does James specialize in?

James's specialties include physicians & residents, small business owners, tax planning, retirement planning and flat-fee planning. James works with physicians and founders.

### What credentials does James Hargrave hold?

James Hargrave holds the CFP credential.

### Is James Hargrave registered with the SEC?

Yes. James Hargrave is registered as an investment adviser representative in LA and MO (CRD 6199084), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Pillar Financial Planning manage?

Pillar Financial Planning reports $736K across 15 accounts in assets under management.

### How do I contact James Hargrave?

Through James's website, www.pillarfinancialplanning.net.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6199084): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.pillarfinancialplanning.net/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.