# James Eckley

> James Eckley is a fee-only financial advisor at Hardworking Capital Advisors in Oxnard, California. Hardworking Capital Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/james-eckley/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Hardworking Capital Advisors
- **Based in:** Oxnard, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $206.0M across 871 accounts
- **CRD:** 1873621 (https://adviserinfo.sec.gov/individual/summary/1873621)
- **SEC registration:** Investment adviser representative in CA, TX
- **Exams passed:** Series 63 (2008), Series 65 (2008)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.hardworkingcapital.com/

## Frequently asked questions

### Is James Eckley a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Hardworking Capital Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does James charge for financial advice?

James's firm, Hardworking Capital Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is James Eckley based?

James Eckley is based in Oxnard, California.

### Is James Eckley registered with the SEC?

Yes. James Eckley is registered as an investment adviser representative in CA and TX (CRD 1873621), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Hardworking Capital Advisors manage?

Hardworking Capital Advisors reports $206.0M across 871 accounts in assets under management.

### How do I contact James Eckley?

Through James's website, www.hardworkingcapital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1873621): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.