# James Devico

> James Devico is a fee-only financial advisor at Mountain Pass Planning in Hopewell Junction, New York. James charges a flat fee or retainer, hourly fees, a percentage of assets and an ongoing planning fee (ongoing planning from $5,100 a year and $300 an hour) and focuses on flat-fee planning and retirement planning.

Page: https://find.wellspent.co/advisors/james-devico/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Mountain Pass Planning
- **Based in:** Hopewell Junction, New York
- **Fee model:** Flat fee or retainer; Hourly; Percentage of assets; Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $5,100 a year; $300 an hour; 1.25% a year on the first tier of assets managed
- **Assets under management (firm):** $74.9M across 244 accounts
- **Specialties:** Flat-fee planning, Retirement planning
- **CRD:** 5405659 (https://adviserinfo.sec.gov/individual/summary/5405659)
- **SEC registration:** Investment adviser representative in NY
- **Exams passed:** Series 66 (2009)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://www.mountainpassplanning.com/

## Frequently asked questions

### Is James Devico a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Mountain Pass Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does James charge for financial advice?

James charges a flat fee or retainer, hourly fees, a percentage of assets and an ongoing planning fee.

### How much does James charge?

According to Mountain Pass Planning's website, checked October 30, 2026: ongoing planning from $5,100 a year; $300 an hour; 1.25% a year on the first tier of assets managed.

### Where is James Devico based?

James Devico is based in Hopewell Junction, New York.

### What does James specialize in?

James's specialties include flat-fee planning and retirement planning.

### Is James Devico registered with the SEC?

Yes. James Devico is registered as an investment adviser representative in NY (CRD 5405659), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Mountain Pass Planning manage?

Mountain Pass Planning reports $74.9M across 244 accounts in assets under management.

### How do I contact James Devico?

Through James's website, www.mountainpassplanning.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5405659): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://mountainpassplanning.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.