# James Cox

> James Cox is a fee-only financial advisor at Peak Wealth Management in Saratoga Springs, New York, who holds the CFP and ChFC credentials. James focuses on retirement planning, tax planning and estate & legacy planning. Peak Wealth Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/james-cox/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Peak Wealth Management
- **Based in:** Saratoga Springs, New York
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $39.0M across 127 accounts
- **Credentials:** CFP, ChFC
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning
- **CRD:** 6174566 (https://adviserinfo.sec.gov/individual/summary/6174566)
- **SEC registration:** Investment adviser representative in NY
- **Exams passed:** Series 66 (2014)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://www.peakwealthmgmt.com/

## Frequently asked questions

### Is James Cox a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Peak Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does James charge for financial advice?

James's firm, Peak Wealth Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Does James work with clients virtually?

Yes. Peak Wealth Management says on its website that it works with clients remotely.

### Where is James Cox based?

James Cox is based in Saratoga Springs, New York.

### What does James specialize in?

James's specialties include retirement planning, tax planning and estate & legacy planning.

### What credentials does James Cox hold?

James Cox holds the CFP and ChFC credentials.

### Is James Cox registered with the SEC?

Yes. James Cox is registered as an investment adviser representative in NY (CRD 6174566), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Peak Wealth Management manage?

Peak Wealth Management reports $39.0M across 127 accounts in assets under management.

### How do I contact James Cox?

Through James's website, www.peakwealthmgmt.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6174566): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.peakwealthmgmt.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.