# James Burns

> James Burns is a fee-only financial advisor at OnTrack Wealth Management in Plymouth, Michigan, who holds the CFP credential. James focuses on tax planning, estate & legacy planning and retirement planning. OnTrack Wealth Management reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/james-burns-6288116/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** OnTrack Wealth Management
- **Based in:** Plymouth, Michigan
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $112.4M across 401 accounts
- **Credentials:** CFP
- **Specialties:** Tax planning, Estate & legacy planning, Retirement planning
- **CRD:** 6288116 (https://adviserinfo.sec.gov/individual/summary/6288116)
- **SEC registration:** Investment adviser representative in MI, TX
- **Exams passed:** Series 66 (2019)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.ontrackplans.com

## Frequently asked questions

### Is James Burns a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and OnTrack Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does James charge for financial advice?

James's firm, OnTrack Wealth Management, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is James Burns based?

James Burns is based in Plymouth, Michigan.

### What does James specialize in?

James's specialties include tax planning, estate & legacy planning and retirement planning.

### What credentials does James Burns hold?

James Burns holds the CFP credential.

### Is James Burns registered with the SEC?

Yes. James Burns is registered as an investment adviser representative in MI and TX (CRD 6288116), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does OnTrack Wealth Management manage?

OnTrack Wealth Management reports $112.4M across 401 accounts in assets under management.

### How do I contact James Burns?

Through James's website, www.ontrackplans.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6288116): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://ontrackplans.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.