# Ismael Garcia

> Ismael Garcia is a fee-only financial advisor at Garcia Financial Planning in Meridian, Idaho, who holds the CFP credential. Ismael charges a percentage of assets and an ongoing planning fee (ongoing planning from $9,000 a year and 1.5% a year on the first tier of assets managed) and focuses on small business owners, founders (pre-exit) and retirement planning.

Page: https://find.wellspent.co/advisors/ismael-garcia/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Garcia Financial Planning
- **Based in:** Meridian, Idaho
- **Fee model:** Percentage of assets; Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $9,000 a year; 1.5% a year on the first tier of assets managed; a $500,000 asset minimum
- **Languages:** Spanish
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $6.0M across 100 accounts
- **Credentials:** CFP
- **Specialties:** Small business owners, Founders (pre-exit), Retirement planning, Tax planning
- **Works with:** Founders, Pre-retirees
- **CRD:** 7151051 (https://adviserinfo.sec.gov/individual/summary/7151051)
- **SEC registration:** Investment adviser representative in ID
- **Exams passed:** Series 66 (2022)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.garciafinancialplanning.com/

## Frequently asked questions

### Is Ismael Garcia a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Ismael holds no broker registration, and Garcia Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Ismael charge for financial advice?

Ismael charges a percentage of assets and an ongoing planning fee.

### How much does Ismael charge?

According to Garcia Financial Planning's website, checked October 30, 2026: ongoing planning from $9,000 a year; 1.5% a year on the first tier of assets managed; a $500,000 asset minimum.

### What languages does Ismael work in?

Besides English, Garcia Financial Planning offers service in Spanish, according to its website.

### Where is Ismael Garcia based?

Ismael Garcia is based in Meridian, Idaho.

### What does Ismael specialize in?

Ismael's specialties include small business owners, founders (pre-exit), retirement planning and tax planning. Ismael works with founders and pre-retirees.

### What credentials does Ismael Garcia hold?

Ismael Garcia holds the CFP credential.

### Is Ismael Garcia registered with the SEC?

Yes. Ismael Garcia is registered as an investment adviser representative in ID (CRD 7151051), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Garcia Financial Planning manage?

Garcia Financial Planning reports $6.0M across 100 accounts in assets under management.

### How do I contact Ismael Garcia?

Through Ismael's website, www.garciafinancialplanning.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7151051): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://garciafinancialplanning.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.