# Ian Cobb

> Ian Cobb is a fee-only financial advisor at Fluent Financial in Dallas, Texas. Ian focuses on retirement planning, small business owners and estate & legacy planning. Fluent Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/ian-cobb/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Fluent Financial
- **Based in:** Dallas, Texas
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $329.7M across 1,030 accounts
- **Specialties:** Retirement planning, Small business owners, Estate & legacy planning
- **Works with:** Founders
- **CRD:** 7303209 (https://adviserinfo.sec.gov/individual/summary/7303209)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 63 (2021), Series 66 (2025)
- **Firm size:** 9 employees
- **Disclosures:** None reported
- **Website:** http://www.fluentfinancial.com

## Frequently asked questions

### Is Ian Cobb a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Ian holds no broker registration, and Fluent Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Ian charge for financial advice?

Ian's firm, Fluent Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Ian Cobb based?

Ian Cobb is based in Dallas, Texas.

### What does Ian specialize in?

Ian's specialties include retirement planning, small business owners and estate & legacy planning. Ian works with founders.

### Is Ian Cobb registered with the SEC?

Yes. Ian Cobb is registered as an investment adviser representative in TX (CRD 7303209), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Fluent Financial manage?

Fluent Financial reports $329.7M across 1,030 accounts in assets under management.

### How do I contact Ian Cobb?

Through Ian's website, www.fluentfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7303209): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://fluentfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.