# Howard Holmes

> Howard Holmes is a fee-only financial advisor at Holmes Investment Management in Brockton, Massachusetts, who holds the CFA credential. Howard focuses on retirement planning, estate & legacy planning and small business owners. Holmes Investment Management reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/howard-holmes/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Holmes Investment Management
- **Based in:** Brockton, Massachusetts
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $49.5M across 129 accounts
- **Credentials:** CFA
- **Specialties:** Retirement planning, Estate & legacy planning, Small business owners
- **CRD:** 4602838 (https://adviserinfo.sec.gov/individual/summary/4602838)
- **SEC registration:** Investment adviser representative in FL, MA, TX
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** https://www.hhria.com/

## Frequently asked questions

### Is Howard Holmes a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Howard holds no broker registration, and Holmes Investment Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Howard charge for financial advice?

Howard's firm, Holmes Investment Management, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Howard Holmes based?

Howard Holmes is based in Brockton, Massachusetts.

### What does Howard specialize in?

Howard's specialties include retirement planning, estate & legacy planning and small business owners.

### What credentials does Howard Holmes hold?

Howard Holmes holds the CFA credential.

### Is Howard Holmes registered with the SEC?

Yes. Howard Holmes is registered as an investment adviser representative in FL, MA and TX (CRD 4602838), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Holmes Investment Management manage?

Holmes Investment Management reports $49.5M across 129 accounts in assets under management.

### How do I contact Howard Holmes?

Through Howard's website, www.hhria.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4602838): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.hhria.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.