# Howard Cranford

> Howard Cranford is a fee-only financial advisor at Sturman Wealth Advisors in Charlottesville, Virginia, who holds the CFP credential. Sturman Wealth Advisors reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/howard-cranford/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Sturman Wealth Advisors
- **Based in:** Charlottesville, Virginia
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $116.4M across 282 accounts
- **Credentials:** CFP
- **CRD:** 6398850 (https://adviserinfo.sec.gov/individual/summary/6398850)
- **SEC registration:** Investment adviser representative in LA
- **Exams passed:** Series 65 (2020)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://sturmanwealth.com

## Frequently asked questions

### Is Howard Cranford a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Howard holds no broker registration, and Sturman Wealth Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Howard charge for financial advice?

Howard's firm, Sturman Wealth Advisors, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Howard Cranford based?

Howard Cranford is based in Charlottesville, Virginia.

### What credentials does Howard Cranford hold?

Howard Cranford holds the CFP credential.

### Is Howard Cranford registered with the SEC?

Yes. Howard Cranford is registered as an investment adviser representative in LA (CRD 6398850), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Sturman Wealth Advisors manage?

Sturman Wealth Advisors reports $116.4M across 282 accounts in assets under management.

### How do I contact Howard Cranford?

Through Howard's website, sturmanwealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6398850): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://sturmanwealth.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.