# Howard Bayliss

> Howard Bayliss is a fee-only financial advisor at Core Financial Planning in Bloomfield Hills, Michigan. Howard charges a one-time planning fee and an ongoing planning fee (ongoing planning from $2,900 a year and one-time plans from $500).

Page: https://find.wellspent.co/advisors/howard-bayliss/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Core Financial Planning
- **Based in:** Bloomfield Hills, Michigan
- **Fee model:** One-time planning fee; Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $2,900 a year; one-time plans from $500
- **CRD:** 5638123 (https://adviserinfo.sec.gov/individual/summary/5638123)
- **SEC registration:** Investment adviser representative in MI
- **Exams passed:** Series 65 (2010)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://www.corefp.com

## Frequently asked questions

### Is Howard Bayliss a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Howard holds no broker registration, and Core Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Howard charge for financial advice?

Howard charges a one-time planning fee and an ongoing planning fee.

### How much does Howard charge?

According to Core Financial Planning's website, checked October 30, 2026: ongoing planning from $2,900 a year; one-time plans from $500.

### Where is Howard Bayliss based?

Howard Bayliss is based in Bloomfield Hills, Michigan.

### Is Howard Bayliss registered with the SEC?

Yes. Howard Bayliss is registered as an investment adviser representative in MI (CRD 5638123), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How do I contact Howard Bayliss?

Through Howard's website, www.corefp.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5638123): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://corefp.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.