# Holly Kindel

> Holly Kindel is a fee-only financial advisor at Prospettiva Financial in San Francisco, California, who holds the CFP credential. Prospettiva Financial reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/holly-kindel/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Prospettiva Financial
- **Based in:** San Francisco, California
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $128.7M across 308 accounts
- **Credentials:** CFP
- **CRD:** 2836007 (https://adviserinfo.sec.gov/individual/summary/2836007)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 63 (1999)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.prospettivafinancial.com

## Frequently asked questions

### Is Holly Kindel a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Holly holds no broker registration, and Prospettiva Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Holly charge for financial advice?

Holly's firm, Prospettiva Financial, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Holly Kindel based?

Holly Kindel is based in San Francisco, California.

### What credentials does Holly Kindel hold?

Holly Kindel holds the CFP credential.

### Is Holly Kindel registered with the SEC?

Yes. Holly Kindel is registered as an investment adviser representative in CA (CRD 2836007), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Prospettiva Financial manage?

Prospettiva Financial reports $128.7M across 308 accounts in assets under management.

### How do I contact Holly Kindel?

Through Holly's website, www.prospettivafinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2836007): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://prospettivafinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.