# Hilberto Cerda

> Hilberto Cerda is a fee-only financial advisor at Cerda Munoz Advisors in Whittier, California, who holds the CFP credential. Cerda Munoz Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/hilberto-cerda/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Cerda Munoz Advisors
- **Based in:** Whittier, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $265.7M across 902 accounts
- **Credentials:** CFP
- **CRD:** 4909553 (https://adviserinfo.sec.gov/individual/summary/4909553)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 63 (2006)
- **Firm size:** 7 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** https://www.btcocpa.com/wealth

## Frequently asked questions

### Is Hilberto Cerda a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Hilberto holds no broker registration, and Cerda Munoz Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Hilberto charge for financial advice?

Hilberto's firm, Cerda Munoz Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Hilberto Cerda based?

Hilberto Cerda is based in Whittier, California.

### What credentials does Hilberto Cerda hold?

Hilberto Cerda holds the CFP credential.

### Is Hilberto Cerda registered with the SEC?

Yes. Hilberto Cerda is registered as an investment adviser representative in CA (CRD 4909553), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Cerda Munoz Advisors manage?

Cerda Munoz Advisors reports $265.7M across 902 accounts in assets under management.

### How do I contact Hilberto Cerda?

Through Hilberto's website, www.btcocpa.com/wealth.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4909553): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.