# Heinz Koch

> Heinz Koch is a fee-only financial advisor at Courage Miller Partners in Norfolk, Virginia. Courage Miller Partners reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/heinz-koch/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Courage Miller Partners
- **Based in:** Norfolk, Virginia
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $480.7M across 840 accounts
- **CRD:** 2918650 (https://adviserinfo.sec.gov/individual/summary/2918650)
- **SEC registration:** Investment adviser representative in TX, VA
- **Exams passed:** Series 63 (1997), Series 65 (1999)
- **Firm size:** 4 employees
- **Disclosures:** None reported

## Frequently asked questions

### Is Heinz Koch a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Heinz holds no broker registration, and Courage Miller Partners reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Heinz charge for financial advice?

Heinz's firm, Courage Miller Partners, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Heinz Koch based?

Heinz Koch is based in Norfolk, Virginia.

### Is Heinz Koch registered with the SEC?

Yes. Heinz Koch is registered as an investment adviser representative in TX and VA (CRD 2918650), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Courage Miller Partners manage?

Courage Miller Partners reports $480.7M across 840 accounts in assets under management.

### How do I contact Heinz Koch?

Contact details aren't on file yet. Search for Courage Miller Partners.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2918650): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.