# Heather Hutchinson

> Heather Hutchinson is a fee-only financial advisor at Hutchinson & Ziegler Financial Advisors in Novato, California, who holds the CFP credential. Hutchinson & Ziegler Financial Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/heather-hutchinson/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Hutchinson & Ziegler Financial Advisors
- **Based in:** Novato, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $235.4M across 215 accounts
- **Credentials:** CFP
- **CRD:** 2695325 (https://adviserinfo.sec.gov/individual/summary/2695325)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 63 (1996), Series 66 (2002)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://www.hzadvisors.com

## Frequently asked questions

### Is Heather Hutchinson a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Heather holds no broker registration, and Hutchinson & Ziegler Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Heather charge for financial advice?

Heather's firm, Hutchinson & Ziegler Financial Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Heather Hutchinson based?

Heather Hutchinson is based in Novato, California.

### What credentials does Heather Hutchinson hold?

Heather Hutchinson holds the CFP credential.

### Is Heather Hutchinson registered with the SEC?

Yes. Heather Hutchinson is registered as an investment adviser representative in CA (CRD 2695325), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Hutchinson & Ziegler Financial Advisors manage?

Hutchinson & Ziegler Financial Advisors reports $235.4M across 215 accounts in assets under management.

### How do I contact Heather Hutchinson?

Through Heather's website, www.hzadvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2695325): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.hzadvisors.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.