# Harry Lawrence

> Harry Lawrence is a fee-only financial advisor at UpFront Financial Planning in Spokane, Washington. Harry charges an ongoing planning fee (ongoing planning from $3,000 a year) and focuses on physicians & residents.

Page: https://find.wellspent.co/advisors/harry-lawrence/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** UpFront Financial Planning
- **Based in:** Spokane, Washington
- **Fee model:** Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $3,000 a year
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $15.4M across 145 accounts
- **Specialties:** Physicians & residents
- **Works with:** Physicians
- **CRD:** 7815536 (https://adviserinfo.sec.gov/individual/summary/7815536)
- **SEC registration:** Investment adviser representative in ID, TX, WA
- **Exams passed:** Series 65 (2023)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.upfrontfp.com

## Frequently asked questions

### Is Harry Lawrence a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Harry holds no broker registration, and UpFront Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Harry charge for financial advice?

Harry charges an ongoing planning fee.

### How much does Harry charge?

According to UpFront Financial Planning's website, checked October 30, 2026: ongoing planning from $3,000 a year.

### Where is Harry Lawrence based?

Harry Lawrence is based in Spokane, Washington.

### What does Harry specialize in?

Harry's specialties include physicians & residents. Harry works with physicians.

### Is Harry Lawrence registered with the SEC?

Yes. Harry Lawrence is registered as an investment adviser representative in ID, TX and WA (CRD 7815536), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does UpFront Financial Planning manage?

UpFront Financial Planning reports $15.4M across 145 accounts in assets under management.

### How do I contact Harry Lawrence?

Through Harry's website, www.upfrontfp.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7815536): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.upfrontfp.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.