# Grafton Howland

> Grafton Howland is a fee-only financial advisor at Howland Advisory in Dallas, Texas, who holds the CFP credential. Grafton focuses on estate & legacy planning. Howland Advisory reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/grafton-howland/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Howland Advisory
- **Based in:** Dallas, Texas
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $29.6M across 46 accounts
- **Credentials:** CFP
- **Specialties:** Estate & legacy planning
- **CRD:** 728723 (https://adviserinfo.sec.gov/individual/summary/728723)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 63 (1981)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://www.howlandadvisory.com

## Frequently asked questions

### Is Grafton Howland a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Grafton holds no broker registration, and Howland Advisory reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Grafton charge for financial advice?

Grafton's firm, Howland Advisory, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Grafton Howland based?

Grafton Howland is based in Dallas, Texas.

### What does Grafton specialize in?

Grafton's specialties include estate & legacy planning.

### What credentials does Grafton Howland hold?

Grafton Howland holds the CFP credential.

### Is Grafton Howland registered with the SEC?

Yes. Grafton Howland is registered as an investment adviser representative in TX (CRD 728723), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Howland Advisory manage?

Howland Advisory reports $29.6M across 46 accounts in assets under management.

### How do I contact Grafton Howland?

Through Grafton's website, www.howlandadvisory.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/728723): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.howlandadvisory.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.