# Grady Moshay > Grady Moshay is a fee-only financial advisor at Emancipare Investment Advisors in Easton, Pennsylvania, who holds the MBA and AFC credentials. Grady charges a one-time planning fee and hourly fees (ongoing planning from $3,588 a year and one-time plans from $499) and focuses on retirement planning and flat-fee planning. Page: https://find.wellspent.co/advisors/grady-moshay/ Built from public directory listings; last checked October 30, 2026. ## Facts - **Firm:** Emancipare Investment Advisors - **Based in:** Easton, Pennsylvania - **Fee model:** One-time planning fee; Hourly - **Fees (firm's website):** ongoing planning from $3,588 a year; one-time plans from $499; $199 an hour; no asset minimum - **Fees (Advice-Only Network profile):** one-time plans $2,400; $199 an hour - **Works virtually:** Yes (firm's website) - **Accepting new clients:** Yes (firm's website) - **Credentials:** MBA, AFC - **Specialties:** Retirement planning, Flat-fee planning - **Works with:** Pre-retirees, Retirees - **CRD:** 8052720 (https://adviserinfo.sec.gov/individual/summary/8052720) - **SEC registration:** Investment adviser representative in PA, TX - **Exams passed:** Series 65 (2025) - **Firm size:** 2 employees - **Disclosures:** None reported - **Website:** http://www.emancipare.com ## About Grady Moshay leads Emanciparé Investment Advisors, an advice-only firm for people confident managing their own investments who want guidance with a comprehensive plan. Grady builds plans from the ground up, stress tests plans DIYers have already made, offers tax planning and helps with other planning needs, supporting both clients who want ongoing guidance and those working toward full self-sufficiency with consumer-facing tools. Academic scholarships helped Grady earn a mechanical engineering degree, followed by a corporate career through engineering and leadership roles. Applying sound financial principles at home made an early retirement possible. Along the way, Grady earned an MBA, completed a Certificate in Financial Planning and coached others in personal finance. Grady's mission is to help people move past financial literacy to financial capability: the confidence, ability and mindset to take control of their financial future. ## Frequently asked questions ### Is Grady Moshay a fee-only financial advisor? Yes. Grady Moshay is listed in the SEC adviser records (the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration) and the Advice-Only Network (advice-only practices, no product sales). SEC records as of October 29, 2026 show no broker registration and no commission compensation reported by Grady's firm. ### How does Grady charge for financial advice? Grady charges a one-time planning fee and hourly fees. ### How much does Grady charge? According to Emancipare Investment Advisors's website, checked October 30, 2026: ongoing planning from $3,588 a year; one-time plans from $499; $199 an hour; no asset minimum. ### Does Grady work with clients virtually? Yes. Emancipare Investment Advisors says on its website that it works with clients remotely. ### Where is Grady Moshay based? Grady Moshay is based in Easton, Pennsylvania. ### What does Grady specialize in? Grady's specialties include retirement planning and flat-fee planning. Grady works with pre-retirees and retirees. ### What credentials does Grady Moshay hold? Grady Moshay holds the MBA and AFC credentials. ### Is Grady Moshay registered with the SEC? Yes. Grady Moshay is registered as an investment adviser representative in PA and TX (CRD 8052720), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. ### How do I contact Grady Moshay? Through Grady's website, www.emancipare.com. ## Sources - SEC adviser records (https://adviserinfo.sec.gov/individual/summary/8052720): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration - Advice-Only Network listing: advice-only practices, no product sales - SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026 - The firm's website (https://emancipare.com/): specialties, clients served, and fees, checked October 30, 2026 --- Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.