# Gerardo Garcia Jr

> Gerardo Garcia Jr is a fee-only financial advisor at Confianza Wealth Management in Vista, California, who holds the CFP and MBA credentials. Gerardo charges a flat fee or retainer, an ongoing planning fee and a one-time planning fee (ongoing planning from $6,000 a year and one-time plans from $1,000) and focuses on flat-fee planning, equity compensation and tax planning.

Page: https://find.wellspent.co/advisors/gerardo-garcia-jr/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Confianza Wealth Management
- **Based in:** Vista, California
- **Fee model:** Flat fee or retainer; Ongoing planning fee; One-time planning fee
- **Fees (firm's website):** ongoing planning from $6,000 a year; one-time plans from $1,000; no asset minimum
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $692K across 28 accounts
- **Credentials:** CFP, MBA
- **Specialties:** Flat-fee planning, Equity compensation, Tax planning, Estate & legacy planning, Small business owners
- **Firm size:** 1 employee
- **Website:** https://confianzawealth.com

## Frequently asked questions

### Is Gerardo Garcia Jr a fee-only financial advisor?

Yes. Gerardo Garcia Jr is listed in the XY Planning Network directory (XYPN members are fee-only).

### How does Gerardo charge for financial advice?

Gerardo charges a flat fee or retainer, an ongoing planning fee and a one-time planning fee.

### How much does Gerardo charge?

According to Confianza Wealth Management's website, checked October 28, 2026: ongoing planning from $6,000 a year; one-time plans from $1,000; no asset minimum.

### Where is Gerardo Garcia Jr based?

Gerardo Garcia Jr is based in Vista, California.

### What does Gerardo specialize in?

Gerardo's specialties include flat-fee planning, equity compensation, tax planning, estate & legacy planning and small business owners.

### What credentials does Gerardo Garcia Jr hold?

Gerardo Garcia Jr holds the CFP and MBA credentials.

### How much does Confianza Wealth Management manage?

Confianza Wealth Management reports $692K across 28 accounts in assets under management.

### How do I contact Gerardo Garcia Jr?

Through Gerardo's website, confianzawealth.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/gerardo-garcia-jr-88102): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://confianzawealth.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.