# George Kao

> George Kao is a fee-only financial advisor at Reach One Teach One Financial in Phoenix, Arizona, who holds the CFP, ChFC and CKA credentials. George charges a percentage of assets, hourly fees and a flat fee or retainer ($450 an hour and 1.25% a year on the first tier of assets managed) and focuses on retirement planning, estate & legacy planning and tax planning.

Page: https://find.wellspent.co/advisors/george-kao/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Reach One Teach One Financial
- **Based in:** Phoenix, Arizona
- **Fee model:** Percentage of assets; Hourly; Flat fee or retainer
- **Fees (firm's website):** $450 an hour; 1.25% a year on the first tier of assets managed; no asset minimum
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $8.3M across 120 accounts
- **Credentials:** CFP, ChFC, CKA, CRPC, MBA
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning, Sustainable & impact investing
- **Works with:** Retirees, Pre-retirees
- **CRD:** 7114190 (https://adviserinfo.sec.gov/individual/summary/7114190)
- **SEC registration:** Investment adviser representative in AZ
- **Exams passed:** Series 66 (2019)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://r1t1.com

## Frequently asked questions

### Is George Kao a fee-only financial advisor?

Yes. George Kao is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by George's firm.

### How does George charge for financial advice?

George charges a percentage of assets, hourly fees and a flat fee or retainer.

### How much does George charge?

According to Reach One Teach One Financial's website, checked October 28, 2026: $450 an hour; 1.25% a year on the first tier of assets managed; no asset minimum.

### Where is George Kao based?

George Kao is based in Phoenix, Arizona.

### What does George specialize in?

George's specialties include retirement planning, estate & legacy planning, tax planning and sustainable & impact investing. George works with retirees and pre-retirees.

### What credentials does George Kao hold?

George Kao holds the CFP, ChFC, CKA, CRPC and MBA credentials.

### Is George Kao registered with the SEC?

Yes. George Kao is registered as an investment adviser representative in AZ (CRD 7114190), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Reach One Teach One Financial manage?

Reach One Teach One Financial reports $8.3M across 120 accounts in assets under management.

### How do I contact George Kao?

Through George's website, r1t1.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/49482): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.r1t1.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.