# Geoffrey Sirhal

> Geoffrey Sirhal is a fee-only financial advisor at CharMarLine Wealth Management in Lynchburg, Virginia. Geoffrey focuses on retirement planning, retirement with concentrated positions and tax planning. CharMarLine Wealth Management reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/geoffrey-sirhal/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** CharMarLine Wealth Management
- **Based in:** Lynchburg, Virginia
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $118.8M across 320 accounts
- **Specialties:** Retirement planning, Retirement with concentrated positions, Tax planning
- **Works with:** Executives, Retirees
- **CRD:** 5123832 (https://adviserinfo.sec.gov/individual/summary/5123832)
- **SEC registration:** Investment adviser representative in NC
- **Exams passed:** Series 65 (2013), Series 66 (2006)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://cmlwm.com/

## Frequently asked questions

### Is Geoffrey Sirhal a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Geoffrey holds no broker registration, and CharMarLine Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Geoffrey charge for financial advice?

Geoffrey's firm, CharMarLine Wealth Management, reports charging a percentage of assets on its SEC Form ADV.

### Where is Geoffrey Sirhal based?

Geoffrey Sirhal is based in Lynchburg, Virginia.

### What does Geoffrey specialize in?

Geoffrey's specialties include retirement planning, retirement with concentrated positions and tax planning. Geoffrey works with executives and retirees.

### Is Geoffrey Sirhal registered with the SEC?

Yes. Geoffrey Sirhal is registered as an investment adviser representative in NC (CRD 5123832), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does CharMarLine Wealth Management manage?

CharMarLine Wealth Management reports $118.8M across 320 accounts in assets under management.

### How do I contact Geoffrey Sirhal?

Through Geoffrey's website, cmlwm.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5123832): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://cmlwm.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.