# Gary Rychtanek

> Gary Rychtanek is a fee-only financial advisor at GCR Financial Services in Naperville, Illinois, who holds the CFP credential. GCR Financial Services reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/gary-rychtanek/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** GCR Financial Services
- **Based in:** Naperville, Illinois
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $47.4M across 39 accounts
- **Credentials:** CFP
- **CRD:** 4334091 (https://adviserinfo.sec.gov/individual/summary/4334091)
- **SEC registration:** Investment adviser representative in IL
- **Exams passed:** Series 66 (2003)
- **Firm size:** 1 employee
- **Disclosures:** None reported

## Frequently asked questions

### Is Gary Rychtanek a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Gary holds no broker registration, and GCR Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Gary charge for financial advice?

Gary's firm, GCR Financial Services, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Gary Rychtanek based?

Gary Rychtanek is based in Naperville, Illinois.

### What credentials does Gary Rychtanek hold?

Gary Rychtanek holds the CFP credential.

### Is Gary Rychtanek registered with the SEC?

Yes. Gary Rychtanek is registered as an investment adviser representative in IL (CRD 4334091), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does GCR Financial Services manage?

GCR Financial Services reports $47.4M across 39 accounts in assets under management.

### How do I contact Gary Rychtanek?

Contact details aren't on file yet. Search for GCR Financial Services.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4334091): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.