# Garrett Gould

> Garrett Gould is a fee-only financial advisor at Halyard Financial in St. Louis, Missouri, who holds the CFP credential. Garrett charges a percentage of assets (ongoing planning from $6,000 a year and 1% a year on the first tier of assets managed) and focuses on retirement planning and tax planning.

Page: https://find.wellspent.co/advisors/garrett-gould/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Halyard Financial
- **Based in:** St. Louis, Missouri
- **Fee model:** Percentage of assets
- **Fees (firm's website):** ongoing planning from $6,000 a year; 1% a year on the first tier of assets managed
- **Assets under management (firm):** $32.8M across 166 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Tax planning
- **Works with:** Pre-retirees
- **CRD:** 6147548 (https://adviserinfo.sec.gov/individual/summary/6147548)
- **SEC registration:** Investment adviser representative in MO, NY, TX, WI
- **Exams passed:** Series 65 (2018)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://halyardfinancial.com/

## Frequently asked questions

### Is Garrett Gould a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Garrett holds no broker registration, and Halyard Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Garrett charge for financial advice?

Garrett charges a percentage of assets.

### How much does Garrett charge?

According to Halyard Financial's website, checked October 30, 2026: ongoing planning from $6,000 a year; 1% a year on the first tier of assets managed.

### Where is Garrett Gould based?

Garrett Gould is based in St. Louis, Missouri.

### What does Garrett specialize in?

Garrett's specialties include retirement planning and tax planning. Garrett works with pre-retirees.

### What credentials does Garrett Gould hold?

Garrett Gould holds the CFP credential.

### Is Garrett Gould registered with the SEC?

Yes. Garrett Gould is registered as an investment adviser representative in MO, NY, TX and WI (CRD 6147548), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Halyard Financial manage?

Halyard Financial reports $32.8M across 166 accounts in assets under management.

### How do I contact Garrett Gould?

Through Garrett's website, halyardfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6147548): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://halyardfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.