# Garrett Burgess

> Garrett Burgess is a fee-only financial advisor at Cote Financial Management in Wenham, Massachusetts. Garrett focuses on retirement planning, estate & legacy planning and tax planning. Cote Financial Management reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/garrett-burgess/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Cote Financial Management
- **Based in:** Wenham, Massachusetts
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Assets under management (firm):** $151.2M across 378 accounts
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning
- **CRD:** 8142204 (https://adviserinfo.sec.gov/individual/summary/8142204)
- **SEC registration:** Investment adviser representative in MA
- **Exams passed:** Series 65 (2025)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** https://cotefinancialservices.com

## Frequently asked questions

### Is Garrett Burgess a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Garrett holds no broker registration, and Cote Financial Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Garrett charge for financial advice?

Garrett's firm, Cote Financial Management, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is Garrett Burgess based?

Garrett Burgess is based in Wenham, Massachusetts.

### What does Garrett specialize in?

Garrett's specialties include retirement planning, estate & legacy planning and tax planning.

### Is Garrett Burgess registered with the SEC?

Yes. Garrett Burgess is registered as an investment adviser representative in MA (CRD 8142204), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Cote Financial Management manage?

Cote Financial Management reports $151.2M across 378 accounts in assets under management.

### How do I contact Garrett Burgess?

Through Garrett's website, cotefinancialservices.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/8142204): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://cfm.services/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.