# Gareth Mancini

> Gareth Mancini is a fee-only financial advisor at Z3 Capital Partners in Richmond, Virginia. Gareth focuses on physicians & residents, small business owners and estate & legacy planning. Z3 Capital Partners reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/gareth-mancini/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Z3 Capital Partners
- **Based in:** Richmond, Virginia
- **Fee model (firm's Form ADV):** Percentage of assets
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $466.8M across 1,009 accounts
- **Specialties:** Physicians & residents, Small business owners, Estate & legacy planning
- **Works with:** Founders, Executives, Physicians
- **CRD:** 7410439 (https://adviserinfo.sec.gov/individual/summary/7410439)
- **SEC registration:** Investment adviser representative in VA
- **Exams passed:** Series 66 (2025)
- **Firm size:** 5 employees
- **Disclosures:** None reported
- **Website:** https://www.z3capital.com

## Frequently asked questions

### Is Gareth Mancini a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Gareth holds no broker registration, and Z3 Capital Partners reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Gareth charge for financial advice?

Gareth's firm, Z3 Capital Partners, reports charging a percentage of assets on its SEC Form ADV.

### Where is Gareth Mancini based?

Gareth Mancini is based in Richmond, Virginia.

### What does Gareth specialize in?

Gareth's specialties include physicians & residents, small business owners and estate & legacy planning. Gareth works with founders, executives and physicians.

### Is Gareth Mancini registered with the SEC?

Yes. Gareth Mancini is registered as an investment adviser representative in VA (CRD 7410439), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Z3 Capital Partners manage?

Z3 Capital Partners reports $466.8M across 1,009 accounts in assets under management.

### How do I contact Gareth Mancini?

Through Gareth's website, www.z3capital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7410439): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.z3capital.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.