# Frederick Ravid

> Frederick Ravid is a fee-only financial advisor at Chartered Financial Services in Denver, Colorado, who holds the ChFC credential. Frederick focuses on retirement planning, estate & legacy planning and family wealth transfer. Chartered Financial Services reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/frederick-ravid/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Chartered Financial Services
- **Based in:** Denver, Colorado
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $16.8M across 48 accounts
- **Credentials:** ChFC
- **Specialties:** Retirement planning, Estate & legacy planning, Family wealth transfer, Sustainable & impact investing
- **Works with:** Multi-generational families
- **CRD:** 1663791 (https://adviserinfo.sec.gov/individual/summary/1663791)
- **SEC registration:** Investment adviser representative in CO, GA, TX
- **Exams passed:** Series 63 (1987), Series 65 (1994)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://moneygrow.com/

## Frequently asked questions

### Is Frederick Ravid a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Frederick holds no broker registration, and Chartered Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Frederick charge for financial advice?

Frederick's firm, Chartered Financial Services, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Frederick Ravid based?

Frederick Ravid is based in Denver, Colorado.

### What does Frederick specialize in?

Frederick's specialties include retirement planning, estate & legacy planning, family wealth transfer and sustainable & impact investing. Frederick works with multi-generational families.

### What credentials does Frederick Ravid hold?

Frederick Ravid holds the ChFC credential.

### Is Frederick Ravid registered with the SEC?

Yes. Frederick Ravid is registered as an investment adviser representative in CO, GA and TX (CRD 1663791), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Chartered Financial Services manage?

Chartered Financial Services reports $16.8M across 48 accounts in assets under management.

### How do I contact Frederick Ravid?

Through Frederick's website, moneygrow.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1663791): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://moneygrow.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.