# Frederick Payne

> Frederick Payne is a fee-only financial advisor at Swiftwater Capital in Lake Oswego, Oregon, who holds the CFP credential. Frederick focuses on retirement planning and family wealth transfer. Swiftwater Capital reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/frederick-payne/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Swiftwater Capital
- **Based in:** Lake Oswego, Oregon
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $170.9M across 201 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Family wealth transfer
- **Works with:** Retirees
- **CRD:** 1290237 (https://adviserinfo.sec.gov/individual/summary/1290237)
- **SEC registration:** Investment adviser representative in OR
- **Exams passed:** Series 63 (1985), Series 65 (1992)
- **Firm size:** 3 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** https://www.swiftwater.capital

## Frequently asked questions

### Is Frederick Payne a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Frederick holds no broker registration, and Swiftwater Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Frederick charge for financial advice?

Frederick's firm, Swiftwater Capital, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Frederick Payne based?

Frederick Payne is based in Lake Oswego, Oregon.

### What does Frederick specialize in?

Frederick's specialties include retirement planning and family wealth transfer. Frederick works with retirees.

### What credentials does Frederick Payne hold?

Frederick Payne holds the CFP credential.

### Is Frederick Payne registered with the SEC?

Yes. Frederick Payne is registered as an investment adviser representative in OR (CRD 1290237), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Swiftwater Capital manage?

Swiftwater Capital reports $170.9M across 201 accounts in assets under management.

### How do I contact Frederick Payne?

Through Frederick's website, www.swiftwater.capital.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1290237): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://swiftwater.capital/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.