# Franklin Gay

> Franklin Gay is a fee-only financial advisor at Tobias Financial Advisors in Plantation, Florida, who holds the CFP, EA and MBA credentials. Franklin focuses on estate & legacy planning, tax planning and small business owners. Tobias Financial Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/franklin-gay/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Tobias Financial Advisors
- **Based in:** Plantation, Florida
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $1.19B across 2,178 accounts
- **Credentials:** CFP, EA, MBA, CFA, CPA/PFS, CTS
- **Specialties:** Estate & legacy planning, Tax planning, Small business owners
- **Works with:** Executives, Founders
- **CRD:** 7218874 (https://adviserinfo.sec.gov/individual/summary/7218874)
- **SEC registration:** Investment adviser representative in FL, TX
- **Firm size:** 26 employees
- **Disclosures:** None reported
- **Website:** http://tobiasfinancial.com

## Frequently asked questions

### Is Franklin Gay a fee-only financial advisor?

Yes. Franklin Gay is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Franklin's firm.

### How does Franklin charge for financial advice?

Franklin's firm, Tobias Financial Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Franklin Gay based?

Franklin Gay is based in Plantation, Florida.

### What does Franklin specialize in?

Franklin's specialties include estate & legacy planning, tax planning and small business owners. Franklin works with executives and founders.

### What credentials does Franklin Gay hold?

Franklin Gay holds the CFP, EA, MBA, CFA, CPA/PFS and CTS credentials.

### Is Franklin Gay registered with the SEC?

Yes. Franklin Gay is registered as an investment adviser representative in FL and TX (CRD 7218874), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Tobias Financial Advisors manage?

Tobias Financial Advisors reports $1.19B across 2,178 accounts in assets under management.

### How do I contact Franklin Gay?

Through Franklin's website, tobiasfinancial.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/2313): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://tobiasfinancial.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.