# Francis DenDulk

> Francis DenDulk is a fee-only financial advisor at AEM Asset Management in Bushkill, Pennsylvania. AEM Asset Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/francis-dendulk/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** AEM Asset Management
- **Based in:** Bushkill, Pennsylvania
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $117.9M across 45 accounts
- **CRD:** 6885509 (https://adviserinfo.sec.gov/individual/summary/6885509)
- **SEC registration:** Investment adviser representative in PA
- **Exams passed:** Series 65 (2016)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.aemadvisory.com

## Frequently asked questions

### Is Francis DenDulk a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Francis holds no broker registration, and AEM Asset Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Francis charge for financial advice?

Francis's firm, AEM Asset Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Francis DenDulk based?

Francis DenDulk is based in Bushkill, Pennsylvania.

### Is Francis DenDulk registered with the SEC?

Yes. Francis DenDulk is registered as an investment adviser representative in PA (CRD 6885509), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does AEM Asset Management manage?

AEM Asset Management reports $117.9M across 45 accounts in assets under management.

### How do I contact Francis DenDulk?

Through Francis's website, www.aemadvisory.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6885509): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.
