# Fernando Guardia Virreira

> Fernando Guardia Virreira is a fee-only financial advisor at Guardian Brothers in Boulder, Colorado. Fernando charges a flat fee or retainer and hourly fees and focuses on retirement planning and tax planning.

Page: https://find.wellspent.co/advisors/fernando-guardia-virreira/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Guardian Brothers
- **Based in:** Boulder, Colorado
- **Fee model:** Flat fee or retainer; Hourly
- **Languages:** Spanish
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $9M across 70 accounts
- **Specialties:** Retirement planning, Tax planning
- **CRD:** 7183982 (https://adviserinfo.sec.gov/individual/summary/7183982)
- **SEC registration:** Investment adviser representative in CO
- **Exams passed:** Series 65 (2024), Series 66 (2020)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.guardianbrothers.com

## Frequently asked questions

### Is Fernando Guardia Virreira a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Fernando holds no broker registration, and Guardian Brothers reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Fernando charge for financial advice?

Fernando charges a flat fee or retainer and hourly fees.

### What languages does Fernando work in?

Besides English, Guardian Brothers offers service in Spanish, according to its website.

### Where is Fernando Guardia Virreira based?

Fernando Guardia Virreira is based in Boulder, Colorado.

### What does Fernando specialize in?

Fernando's specialties include retirement planning and tax planning.

### Is Fernando Guardia Virreira registered with the SEC?

Yes. Fernando Guardia Virreira is registered as an investment adviser representative in CO (CRD 7183982), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Guardian Brothers manage?

Guardian Brothers reports $9M across 70 accounts in assets under management.

### How do I contact Fernando Guardia Virreira?

Through Fernando's website, www.guardianbrothers.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7183982): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.guardianbrothers.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.