# Erin O'Brien

> Erin O'Brien is a fee-only financial advisor at Purposeful Money LLC in Naples, Florida, who holds the CFP and EA credentials. Erin charges a percentage of assets and an ongoing planning fee (1% a year on the first tier of assets managed and typically works with clients with $1,500,000 or more) and focuses on retirement planning.

Page: https://find.wellspent.co/advisors/erin-obrien/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Purposeful Money LLC
- **Based in:** Naples, Florida
- **Fee model:** Percentage of assets; Ongoing planning fee
- **Fees (firm's website):** 1% a year on the first tier of assets managed; typically works with clients with $1,500,000 or more
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $1.25B across 4,262 accounts
- **Credentials:** CFP, EA
- **Specialties:** Retirement planning
- **Works with:** Retirees, Pre-retirees
- **CRD:** 4506749 (https://adviserinfo.sec.gov/individual/summary/4506749)
- **SEC registration:** Investment adviser representative in FL
- **Exams passed:** Series 63 (2002)
- **Firm size:** 69 employees
- **Disclosures:** None reported
- **Website:** http://purposefulmoney.com

## Frequently asked questions

### Is Erin O'Brien a fee-only financial advisor?

Yes. Erin O'Brien is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Erin's firm.

### How does Erin charge for financial advice?

Erin charges a percentage of assets and an ongoing planning fee.

### How much does Erin charge?

According to Purposeful Money LLC's website, checked October 28, 2026: 1% a year on the first tier of assets managed; typically works with clients with $1,500,000 or more.

### Does Erin work with clients virtually?

Yes. Purposeful Money LLC says on its website that it works with clients remotely.

### Where is Erin O'Brien based?

Erin O'Brien is based in Naples, Florida.

### What does Erin specialize in?

Erin's specialties include retirement planning. Erin works with retirees and pre-retirees.

### What credentials does Erin O'Brien hold?

Erin O'Brien holds the CFP and EA credentials.

### Is Erin O'Brien registered with the SEC?

Yes. Erin O'Brien is registered as an investment adviser representative in FL (CRD 4506749), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Purposeful Money LLC manage?

Purposeful Money LLC reports $1.25B across 4,262 accounts in assets under management.

### How do I contact Erin O'Brien?

Through Erin's website, purposefulmoney.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/erin-o'brien-10079): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.purposefulmoney.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.