# Erin Itkoe

> Erin Itkoe is a fee-only financial advisor at Luminescent Wealth Management in Phoenix, Arizona, who holds the CFP and PFS credentials. Luminescent Wealth Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/erin-itkoe/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Luminescent Wealth Management
- **Based in:** Phoenix, Arizona
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $127.4M across 163 accounts
- **Credentials:** CFP, PFS
- **Works with:** Retirees, Divorced individuals, Multi-generational families
- **CRD:** 4816412 (https://adviserinfo.sec.gov/individual/summary/4816412)
- **SEC registration:** Investment adviser representative in AZ
- **Exams passed:** Series 65 (2004)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.lumiwm.com

## Frequently asked questions

### Is Erin Itkoe a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Erin holds no broker registration, and Luminescent Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Erin charge for financial advice?

Erin's firm, Luminescent Wealth Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Erin Itkoe based?

Erin Itkoe is based in Phoenix, Arizona.

### What credentials does Erin Itkoe hold?

Erin Itkoe holds the CFP and PFS credentials.

### Is Erin Itkoe registered with the SEC?

Yes. Erin Itkoe is registered as an investment adviser representative in AZ (CRD 4816412), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Luminescent Wealth Management manage?

Luminescent Wealth Management reports $127.4M across 163 accounts in assets under management.

### How do I contact Erin Itkoe?

Through Erin's website, www.lumiwm.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4816412): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://lumiwm.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.