# Erik Kroll

> Erik Kroll is a fee-only financial advisor at Hilltop Financial Advisors in Wauwatosa, Wisconsin, who holds the CFP credential. Erik focuses on student loans and retirement planning. Hilltop Financial Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/erik-kroll/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Hilltop Financial Advisors
- **Based in:** Wauwatosa, Wisconsin
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $24.5M across 220 accounts
- **Credentials:** CFP
- **Specialties:** Student loans, Retirement planning
- **Works with:** Pre-retirees, Physicians, Founders
- **CRD:** 5672537 (https://adviserinfo.sec.gov/individual/summary/5672537)
- **SEC registration:** Investment adviser representative in WI
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://hilltopfa.com

## Frequently asked questions

### Is Erik Kroll a fee-only financial advisor?

Yes. Erik Kroll is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Erik's firm.

### How does Erik charge for financial advice?

Erik's firm, Hilltop Financial Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Does Erik work with clients virtually?

Yes. Hilltop Financial Advisors says on its website that it works with clients remotely.

### Where is Erik Kroll based?

Erik Kroll is based in Wauwatosa, Wisconsin.

### What does Erik specialize in?

Erik's specialties include student loans and retirement planning. Erik works with pre-retirees, physicians and founders.

### What credentials does Erik Kroll hold?

Erik Kroll holds the CFP credential.

### Is Erik Kroll registered with the SEC?

Yes. Erik Kroll is registered as an investment adviser representative in WI (CRD 5672537), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Hilltop Financial Advisors manage?

Hilltop Financial Advisors reports $24.5M across 220 accounts in assets under management.

### How do I contact Erik Kroll?

Through Erik's website, hilltopfa.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/38896): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.hilltopfa.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.