# Eric Joynt

> Eric Joynt is a fee-only financial advisor at Prospettiva Financial in Missoula, Montana, who holds the CFP and ChFC credentials. Prospettiva Financial reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/eric-joynt/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Prospettiva Financial
- **Based in:** Missoula, Montana
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $128.7M across 308 accounts
- **Credentials:** CFP, ChFC
- **CRD:** 6140720 (https://adviserinfo.sec.gov/individual/summary/6140720)
- **SEC registration:** Investment adviser representative in MT
- **Exams passed:** Series 63 (2015)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.prospettivafinancial.com

## Frequently asked questions

### Is Eric Joynt a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Eric holds no broker registration, and Prospettiva Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Eric charge for financial advice?

Eric's firm, Prospettiva Financial, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Eric Joynt based?

Eric Joynt is based in Missoula, Montana.

### What credentials does Eric Joynt hold?

Eric Joynt holds the CFP and ChFC credentials.

### Is Eric Joynt registered with the SEC?

Yes. Eric Joynt is registered as an investment adviser representative in MT (CRD 6140720), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Prospettiva Financial manage?

Prospettiva Financial reports $128.7M across 308 accounts in assets under management.

### How do I contact Eric Joynt?

Through Eric's website, www.prospettivafinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6140720): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://prospettivafinancial.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.