# Emmy Larios

> Emmy Larios is a fee-only financial advisor at Fiduciary Experts in Murrieta, California. Fiduciary Experts reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/emmy-larios/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Fiduciary Experts
- **Based in:** Murrieta, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Languages:** Spanish
- **Assets under management (firm):** $985.8M across 89 accounts
- **CRD:** 6607095 (https://adviserinfo.sec.gov/individual/summary/6607095)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 65 (2022)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.401kfe.com

## Frequently asked questions

### Is Emmy Larios a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Emmy holds no broker registration, and Fiduciary Experts reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Emmy charge for financial advice?

Emmy's firm, Fiduciary Experts, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### What languages does Emmy work in?

Besides English, Fiduciary Experts offers service in Spanish, according to its website.

### Where is Emmy Larios based?

Emmy Larios is based in Murrieta, California.

### Is Emmy Larios registered with the SEC?

Yes. Emmy Larios is registered as an investment adviser representative in CA (CRD 6607095), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Fiduciary Experts manage?

Fiduciary Experts reports $985.8M across 89 accounts in assets under management.

### How do I contact Emmy Larios?

Through Emmy's website, www.401kfe.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6607095): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://401kfe.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.