# Emma Shaw

> Emma Shaw is a fee-only financial advisor at CoCreate Financial in Bozeman, Montana. Emma focuses on retirement planning, tax planning and estate & legacy planning. CoCreate Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/emma-shaw/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** CoCreate Financial
- **Based in:** Bozeman, Montana
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $37.7M across 316 accounts
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning, Small business owners
- **Works with:** Founders, Pre-retirees, Divorced individuals
- **CRD:** 8130184 (https://adviserinfo.sec.gov/individual/summary/8130184)
- **SEC registration:** Investment adviser representative in MT, TX
- **Exams passed:** Series 65 (2025)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** https://cocreatefinancial.com/

## Frequently asked questions

### Is Emma Shaw a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Emma holds no broker registration, and CoCreate Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Emma charge for financial advice?

Emma's firm, CoCreate Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Emma Shaw based?

Emma Shaw is based in Bozeman, Montana.

### What does Emma specialize in?

Emma's specialties include retirement planning, tax planning, estate & legacy planning and small business owners. Emma works with founders, pre-retirees and divorced individuals.

### Is Emma Shaw registered with the SEC?

Yes. Emma Shaw is registered as an investment adviser representative in MT and TX (CRD 8130184), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does CoCreate Financial manage?

CoCreate Financial reports $37.7M across 316 accounts in assets under management.

### How do I contact Emma Shaw?

Through Emma's website, cocreatefinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/8130184): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://cocreatefinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.