# Emil Pichardo

> Emil Pichardo is a fee-only financial advisor at Godsey & Gibb Wealth Management in Richmond, Virginia, who holds the CFP credential. Godsey & Gibb Wealth Management reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/emil-pichardo/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Godsey & Gibb Wealth Management
- **Based in:** Richmond, Virginia
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $1.56B across 1,876 accounts
- **Credentials:** CFP
- **CRD:** 2243727 (https://adviserinfo.sec.gov/individual/summary/2243727)
- **SEC registration:** Investment adviser representative in AZ, FL, SC, VA
- **Exams passed:** Series 63 (1992), Series 66 (2006)
- **Firm size:** 23 employees
- **Disclosures:** None reported
- **Website:** https://www.plannedahead.com/

## Frequently asked questions

### Is Emil Pichardo a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Emil holds no broker registration, and Godsey & Gibb Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Emil charge for financial advice?

Emil's firm, Godsey & Gibb Wealth Management, reports charging a percentage of assets on its SEC Form ADV.

### Where is Emil Pichardo based?

Emil Pichardo is based in Richmond, Virginia.

### What credentials does Emil Pichardo hold?

Emil Pichardo holds the CFP credential.

### Is Emil Pichardo registered with the SEC?

Yes. Emil Pichardo is registered as an investment adviser representative in AZ, FL, SC and VA (CRD 2243727), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Godsey & Gibb Wealth Management manage?

Godsey & Gibb Wealth Management reports $1.56B across 1,876 accounts in assets under management.

### How do I contact Emil Pichardo?

Through Emil's website, www.plannedahead.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2243727): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.