# Elizabeth Heneman

> Elizabeth Heneman is a fee-only financial advisor at Impact Financial in Chicago, Illinois. Impact Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/elizabeth-heneman/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Impact Financial
- **Based in:** Chicago, Illinois
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $25.8M across 120 accounts
- **CRD:** 6961572 (https://adviserinfo.sec.gov/individual/summary/6961572)
- **SEC registration:** Investment adviser representative in IL, MA
- **Exams passed:** Series 63 (2023), Series 65 (2023)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://www.planningimpact.com

## Frequently asked questions

### Is Elizabeth Heneman a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Elizabeth holds no broker registration, and Impact Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Elizabeth charge for financial advice?

Elizabeth's firm, Impact Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Elizabeth Heneman based?

Elizabeth Heneman is based in Chicago, Illinois.

### Is Elizabeth Heneman registered with the SEC?

Yes. Elizabeth Heneman is registered as an investment adviser representative in IL and MA (CRD 6961572), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Impact Financial manage?

Impact Financial reports $25.8M across 120 accounts in assets under management.

### How do I contact Elizabeth Heneman?

Through Elizabeth's website, www.planningimpact.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6961572): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.