# Elijah Essa

> Elijah Essa is a fee-only financial advisor at Essa Financial LLC in Louisville, Kentucky, who holds the CFP, MSPFP and MSFP credentials. Elijah charges an ongoing planning fee and focuses on retirement planning, tax planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/elijah-essa/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Essa Financial LLC
- **Based in:** Louisville, Kentucky
- **Fee model:** Ongoing planning fee
- **Accepting new clients:** Yes (firm's website)
- **Credentials:** CFP, MSPFP, MSFP
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning
- **CRD:** 6914115 (https://adviserinfo.sec.gov/individual/summary/6914115)
- **SEC registration:** Investment adviser representative in KY
- **Exams passed:** Series 65 (2017)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://essafinancial.com

## Frequently asked questions

### Is Elijah Essa a fee-only financial advisor?

Yes. Elijah Essa is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Elijah's firm.

### How does Elijah charge for financial advice?

Elijah charges an ongoing planning fee.

### Where is Elijah Essa based?

Elijah Essa is based in Louisville, Kentucky.

### What does Elijah specialize in?

Elijah's specialties include retirement planning, tax planning and estate & legacy planning.

### What credentials does Elijah Essa hold?

Elijah Essa holds the CFP, MSPFP and MSFP credentials.

### Is Elijah Essa registered with the SEC?

Yes. Elijah Essa is registered as an investment adviser representative in KY (CRD 6914115), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How do I contact Elijah Essa?

Through Elijah's website, essafinancial.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/52470): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://essafinancial.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.