# Ed Smith

> Ed Smith is a fee-only financial advisor at Valor Wealth Partners in Washington, District of Columbia, who holds the CFP and MBA credentials. Ed charges a percentage of assets, a flat fee or retainer, an ongoing planning fee, hourly fees and a one-time planning fee (ongoing planning from $600 a year and $450 an hour) and focuses on retirement planning, tax planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/ed-smith/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Valor Wealth Partners
- **Based in:** Washington, District of Columbia
- **Fee model:** Percentage of assets; Flat fee or retainer; Ongoing planning fee; Hourly; One-time planning fee
- **Fees (firm's website):** ongoing planning from $600 a year; $450 an hour; 0.5% a year on the first tier of assets managed; no asset minimum
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $63.5M across 317 accounts
- **Credentials:** CFP, MBA
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning, Student loans, Pension planning
- **Works with:** Early-career professionals, Pre-retirees, Retirees
- **CRD:** 4091288 (https://adviserinfo.sec.gov/individual/summary/4091288)
- **SEC registration:** Investment adviser representative in DC, FL, MA, MD, NC, NH, SC, TX, VA
- **Exams passed:** Series 66 (2000)
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** https://valorwealthpartners.com

## Frequently asked questions

### Is Ed Smith a fee-only financial advisor?

Yes. Ed Smith is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Ed's firm.

### How does Ed charge for financial advice?

Ed charges a percentage of assets, a flat fee or retainer, an ongoing planning fee, hourly fees and a one-time planning fee.

### How much does Ed charge?

According to Valor Wealth Partners's website, checked October 28, 2026: ongoing planning from $600 a year; $450 an hour; 0.5% a year on the first tier of assets managed; no asset minimum.

### Where is Ed Smith based?

Ed Smith is based in Washington, District of Columbia.

### What does Ed specialize in?

Ed's specialties include retirement planning, tax planning, estate & legacy planning, student loans and pension planning. Ed works with early-career professionals, pre-retirees and retirees.

### What credentials does Ed Smith hold?

Ed Smith holds the CFP and MBA credentials.

### Is Ed Smith registered with the SEC?

Yes. Ed Smith is registered as an investment adviser representative in DC, FL, MA, MD, NC, NH, SC, TX and VA (CRD 4091288), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Valor Wealth Partners manage?

Valor Wealth Partners reports $63.5M across 317 accounts in assets under management.

### How do I contact Ed Smith?

Through Ed's website, valorwealthpartners.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/ed-smith-10103): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.valorwealthpartners.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.