# Earl Berg

> Earl Berg is a fee-only financial advisor at Guardian Wealth Management in Salt Lake City, Utah, who holds the ChFC credential. Earl focuses on retirement planning. Guardian Wealth Management reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/earl-berg/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Guardian Wealth Management
- **Based in:** Salt Lake City, Utah
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $174.8M across 297 accounts
- **Credentials:** ChFC
- **Specialties:** Retirement planning
- **Works with:** Retirees
- **CRD:** 2088127 (https://adviserinfo.sec.gov/individual/summary/2088127)
- **SEC registration:** Investment adviser representative in UT
- **Exams passed:** Series 63 (1990), Series 65 (1993)
- **Firm size:** 3 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** https://www.investgwm.com

## Frequently asked questions

### Is Earl Berg a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Earl holds no broker registration, and Guardian Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Earl charge for financial advice?

Earl's firm, Guardian Wealth Management, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Earl Berg based?

Earl Berg is based in Salt Lake City, Utah.

### What does Earl specialize in?

Earl's specialties include retirement planning. Earl works with retirees.

### What credentials does Earl Berg hold?

Earl Berg holds the ChFC credential.

### Is Earl Berg registered with the SEC?

Yes. Earl Berg is registered as an investment adviser representative in UT (CRD 2088127), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Guardian Wealth Management manage?

Guardian Wealth Management reports $174.8M across 297 accounts in assets under management.

### How do I contact Earl Berg?

Through Earl's website, www.investgwm.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2088127): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.investgwm.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.