# Dustin Javier

> Dustin Javier is a fee-only financial advisor at Defined Capital in Oak Brook, Illinois, who holds the CFP credential. Dustin charges a percentage of assets and an ongoing planning fee (ongoing planning from $1,000 a year and 0.5%–1% a year of assets managed) and focuses on retirement planning, estate & legacy planning and small business owners.

Page: https://find.wellspent.co/advisors/dustin-javier/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Defined Capital
- **Based in:** Oak Brook, Illinois
- **Fee model:** Percentage of assets; Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $1,000 a year; 0.5%–1% a year of assets managed; typically works with clients with $250,000 or more
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $43.6M across 303 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Estate & legacy planning, Small business owners, Physicians & residents
- **Works with:** Retirees, Pre-retirees, Physicians, Founders
- **CRD:** 6025214 (https://adviserinfo.sec.gov/individual/summary/6025214)
- **SEC registration:** Investment adviser representative in IL
- **Exams passed:** Series 66 (2012)
- **Firm size:** 1 employee
- **Disclosures:** Reported; see the SEC record
- **Website:** https://defineyourcapital.com

## Frequently asked questions

### Is Dustin Javier a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Dustin holds no broker registration, and Defined Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Dustin charge for financial advice?

Dustin charges a percentage of assets and an ongoing planning fee.

### How much does Dustin charge?

According to Defined Capital's website, checked October 30, 2026: ongoing planning from $1,000 a year; 0.5%–1% a year of assets managed; typically works with clients with $250,000 or more.

### Does Dustin work with clients virtually?

Yes. Defined Capital says on its website that it works with clients remotely.

### Where is Dustin Javier based?

Dustin Javier is based in Oak Brook, Illinois.

### What does Dustin specialize in?

Dustin's specialties include retirement planning, estate & legacy planning, small business owners and physicians & residents. Dustin works with retirees, pre-retirees, physicians and founders.

### What credentials does Dustin Javier hold?

Dustin Javier holds the CFP credential.

### Is Dustin Javier registered with the SEC?

Yes. Dustin Javier is registered as an investment adviser representative in IL (CRD 6025214), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Defined Capital manage?

Defined Capital reports $43.6M across 303 accounts in assets under management.

### How do I contact Dustin Javier?

Through Dustin's website, defineyourcapital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6025214): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://defineyourcapital.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.