# Duncan Perry

> Duncan Perry is a fee-only financial advisor at Smarter Bear Financial Advisors in Swampscott, Massachusetts, who holds the CFP credential. Duncan focuses on tax planning. Smarter Bear Financial Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/duncan-perry/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Smarter Bear Financial Advisors
- **Based in:** Swampscott, Massachusetts
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $49.9M across 41 accounts
- **Credentials:** CFP
- **Specialties:** Tax planning
- **CRD:** 7692731 (https://adviserinfo.sec.gov/individual/summary/7692731)
- **SEC registration:** Investment adviser representative in MA, NH
- **Exams passed:** Series 65 (2023)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://www.smarterbear.net

## Frequently asked questions

### Is Duncan Perry a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Duncan holds no broker registration, and Smarter Bear Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Duncan charge for financial advice?

Duncan's firm, Smarter Bear Financial Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Duncan Perry based?

Duncan Perry is based in Swampscott, Massachusetts.

### What does Duncan specialize in?

Duncan's specialties include tax planning.

### What credentials does Duncan Perry hold?

Duncan Perry holds the CFP credential.

### Is Duncan Perry registered with the SEC?

Yes. Duncan Perry is registered as an investment adviser representative in MA and NH (CRD 7692731), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Smarter Bear Financial Advisors manage?

Smarter Bear Financial Advisors reports $49.9M across 41 accounts in assets under management.

### How do I contact Duncan Perry?

Through Duncan's website, www.smarterbear.net.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7692731): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://thesmarterbear.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.