# Derek Tinnin

> Derek Tinnin is a fee-only financial advisor at Altiora Financial Group in Lebanon, Ohio, who holds the CFP credential. Altiora Financial Group reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/derek-tinnin/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Altiora Financial Group
- **Based in:** Lebanon, Ohio
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Accepting new clients:** Not currently (firm's website)
- **Assets under management (firm):** $981.7M across 599 accounts
- **Credentials:** CFP
- **CRD:** 5394225 (https://adviserinfo.sec.gov/individual/summary/5394225)
- **SEC registration:** Investment adviser representative in OH, TX
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.altiora.com

## Frequently asked questions

### Is Derek Tinnin a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Derek holds no broker registration, and Altiora Financial Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Derek charge for financial advice?

Derek's firm, Altiora Financial Group, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Derek Tinnin based?

Derek Tinnin is based in Lebanon, Ohio.

### What credentials does Derek Tinnin hold?

Derek Tinnin holds the CFP credential.

### Is Derek Tinnin registered with the SEC?

Yes. Derek Tinnin is registered as an investment adviser representative in OH and TX (CRD 5394225), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Altiora Financial Group manage?

Altiora Financial Group reports $981.7M across 599 accounts in assets under management.

### How do I contact Derek Tinnin?

Through Derek's website, www.altiora.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5394225): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.altiora.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.