# Derek Stone

> Derek Stone is a fee-only financial advisor at Heritage Investors Management in Bethesda, Maryland, who holds the CFA credential. Derek focuses on family wealth transfer. Heritage Investors Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/derek-stone/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Heritage Investors Management
- **Based in:** Bethesda, Maryland
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $4.63B across 1,465 accounts
- **Credentials:** CFA
- **Specialties:** Family wealth transfer
- **Works with:** Multi-generational families, Ultra high net worth
- **CRD:** 1783956 (https://adviserinfo.sec.gov/individual/summary/1783956)
- **SEC registration:** Investment adviser representative in MD, TX
- **Exams passed:** Series 65 (1994)
- **Firm size:** 22 employees
- **Disclosures:** None reported
- **Website:** http://www.heritageinvestors.com

## Frequently asked questions

### Is Derek Stone a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Derek holds no broker registration, and Heritage Investors Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Derek charge for financial advice?

Derek's firm, Heritage Investors Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Derek Stone based?

Derek Stone is based in Bethesda, Maryland.

### What does Derek specialize in?

Derek's specialties include family wealth transfer. Derek works with multi-generational families and ultra high net worth.

### What credentials does Derek Stone hold?

Derek Stone holds the CFA credential.

### Is Derek Stone registered with the SEC?

Yes. Derek Stone is registered as an investment adviser representative in MD and TX (CRD 1783956), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Heritage Investors Management manage?

Heritage Investors Management reports $4.63B across 1,465 accounts in assets under management.

### How do I contact Derek Stone?

Through Derek's website, www.heritageinvestors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1783956): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://heritageinvestors.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.