# Derek Hughes

> Derek Hughes is a fee-only financial advisor at Hughes & Company in Marietta, Georgia, who holds the CFP credential. Derek charges an ongoing planning fee, a one-time planning fee and a percentage of assets (ongoing planning from $288 a year and one-time plans from $500) and focuses on student loans.

Page: https://find.wellspent.co/advisors/derek-hughes/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Hughes & Company
- **Based in:** Marietta, Georgia
- **Fee model:** Ongoing planning fee; One-time planning fee; Percentage of assets
- **Fees (firm's website):** ongoing planning from $288 a year; one-time plans from $500; 0.9% a year on the first tier of assets managed
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $1.4M across 8 accounts
- **Credentials:** CFP
- **Specialties:** Student loans
- **Works with:** Early-career professionals
- **CRD:** 6226617 (https://adviserinfo.sec.gov/individual/summary/6226617)
- **SEC registration:** Investment adviser representative in GA
- **Exams passed:** Series 66 (2013)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://www.hughesfinancialplanning.com

## Frequently asked questions

### Is Derek Hughes a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Derek holds no broker registration, and Hughes & Company reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Derek charge for financial advice?

Derek charges an ongoing planning fee, a one-time planning fee and a percentage of assets.

### How much does Derek charge?

According to Hughes & Company's website, checked October 30, 2026: ongoing planning from $288 a year; one-time plans from $500; 0.9% a year on the first tier of assets managed.

### Where is Derek Hughes based?

Derek Hughes is based in Marietta, Georgia.

### What does Derek specialize in?

Derek's specialties include student loans. Derek works with early-career professionals.

### What credentials does Derek Hughes hold?

Derek Hughes holds the CFP credential.

### Is Derek Hughes registered with the SEC?

Yes. Derek Hughes is registered as an investment adviser representative in GA (CRD 6226617), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Hughes & Company manage?

Hughes & Company reports $1.4M across 8 accounts in assets under management.

### How do I contact Derek Hughes?

Through Derek's website, www.hughesfinancialplanning.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6226617): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://hughesfinancialplanning.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.